Why Get Pre-Qualified and Its Importance

First of all, what does "pre-qualify" mean? It means that we'll have you speak to a mortgage officer over the phone, he will obtain your information regarding your credit, income, and debt, and then based on that info, tell you whether or not they think you qualify for a mortgage and for how much. The benefit is that when you find a home that you'd like to purchase, you're going to have to demonstrate your financial ability to purchase it. This is where the pre-qualification comes in. You will need to submit this with your offer. Without it, no seller is likely to take your offer serious and remove their home from the market for you. Fill in the form on this page and we'll get right back to you. There is no cost or obligation for this service.